delinquency

Three Ways to Use Margin Analysis to Make More Money with AI Posted by Scott Nelson in Perspectives on 12/2/2025 The news beat on AI continues as, “You must have it!” But now we also hear “companies are struggling with AI” too. One recent survey found that 71% of CFOs are "flying blind" and struggling to monetize AI. Initiatives built around a disruptive technology like AI are always challenging because both the technology and its applications are unfamiliar. In the case of AI they can also be abstract. “Work smarter not harder” is a great tagline, but “smarter” is hard to measure without standardized testing. Read More

The Day Bob Dylan Challenged GenAI and Crushed It Posted by Scott Nelson in Perspectives on 1/27/2025 The day Bob Dylan challenged GenAI – and crushed it Read More

Consider AI’s “Personality Traits” Before Adding to Your Team Posted by Scott Nelson in Perspectives on 1/23/2025 Hollywood loves a good team story – but what about AI as the newest “teammate”? Read More

Risk Never Sleeps, Neither Does AI Posted by Scott Nelson in Perspectives on 5/13/2024 The idea that “risk never sleeps” came up at Tamarack recently when we were re-training our AI-based delinquency predictors. A team member pointed out that “the predictors are getting tougher.” My first thought was: “Well, that’s not surprising, delinquency risk has been growing.” Read More

In celebration of numbers Posted by Scott Nelson in Perspectives on 5/7/2024 My mind has been full of numbers lately. April has Tax Day, so I stress over my numbers and am usually disappointed at how they work out. Read More

Credit Scores & Predictors: Related, but not the same Posted by Scott Nelson in Perspectives on 8/24/2022 Now there’s a new kid on the block for underwriters and business managers when it comes to predicting payments – AI based predictors. Read More